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I didn't hear it, but at around 10:00 PM last night BF heard a crash and looked out the window to find that once again the crash involved one of our cars, this time his! The people (one of whom was arrested on the spot for a DUI) hadn't left and withing a couple of minutes there were 5 or 5 police vehicles and an ambulance at the scene. We both have insurance with the same company. They are going to be surprised to hear roughly the same accident report from the same address.

UUUUggggggghhhhhhhhhhh!!!!!!!!!!!!!!!!!!!

and

AAAAAAAArrrrrrrrrrgggggggggg!!!!!!!!!!!!!!!
 

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Oh no!!! The stinks big time. However since this time they have caught the perpetrator and if he has insurance your insurance company will be able to collect from them. But one gain you are inconvenienced. I just don't understand why people cannot be more considerate of one another. 1. you don't drink then drive. I have no tolerance for that. Here they are still making illegal turns. WE even have lights at designated areas and areas for left turns only. Yesterday I almost got hit making a right (so I can go left) so I am at the light which turns green giving me access to get right over to left lane for the next turn and what happens a person on the opposite side of the road (in the left hand turn light only( proceeds to make an illegal turn right into my lane. At least I am aware they do this all the time so I was careful. It society today..everything is about me, how fast me can gt there, me I am fine to drink n drive, me I am offended at this or that . Its time to get back to the old time basics of just being human, and with respect to others n their property. I am so sorry that this happened to you and BF once again.
 

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Catherine, I'm so sorry you got hit again. What if you built a mailbox support out of rock and concrete to protect your cars?

When we lived in a rural area of Texas there were some young folks who liked to drive around bashing mailboxes. People began making mailbox supports out of concrete to put a stop to it.
 

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OMG. Unbelievable. Thankfully they caught this person and I hope they have insurance.

I also hope your insurance company doesn’t raise your rates claiming you park your cars in an unsafe area where they are likely to get hit. I was thinking along the same ideas as Johanna, can you do something to block cars from hitting your cars? Either a concrete barrier, landscaping rocks or park your cars closer to the house?
 

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Wow - how is this possible? Same thing again! Maybe it is time to rethink the land scaping so you have a buffer? People close to us had to do this because their property was in a curve and down the hill. Their mailbox must have had a bull's eye on it because it was knocked down once a week at least, but once a month some overachiever in bad driving would sail right through the mail box shoot down their flower bed into their drive way and hit whatever car was parked there. After a few of those - they redid the landscaping and basically erected a flowerbed hill to stop the cars in their tracks. The high way department added a gazillion reflectors and guard rails - so far - so good!
 

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I doubt the town would take a happy look at concrete barriers and I wouldn't want to look at them either, but I am currently doing a rain garden and can use some landscape rocks along the curb line I think that won't be an eye sore.
 

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I doubt the town would take a happy look at concrete barriers and I wouldn't want to look at them either, but I am currently doing a rain garden and can use some landscape rocks along the curb line I think that won't be an eye sore.
Great idea, Catherine! Just have the landscape company bring a couple of BIG rocks. I have an ideal candidate, but shipping would be prohibitive I fear!
 

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I didn't hear it, but at around 10:00 PM last night BF heard a crash and looked out the window to find that once again the crash involved one of our cars, this time his! The people (one of whom was arrested on the spot for a DUI) hadn't left and withing a couple of minutes there were 5 or 5 police vehicles and an ambulance at the scene. We both have insurance with the same company. They are going to be surprised to hear roughly the same accident report from the same address.

UUUUggggggghhhhhhhhhhh!!!!!!!!!!!!!!!!!!!

and

AAAAAAAArrrrrrrrrrgggggggggg!!!!!!!!!!!!!!!
I am amazed! Like lightning hitting the same spot twice! We used to live on a corner property with a long curved street beside us. People invariably took the curve too fast and ended up on our lawn, the city had to replant the same boulevard tree 3 X because of crashes taking it out. Finally I had enough. I erected a metre tall earth berm, and covered it with a decorative rock garden and flower bed. Then I got my brother to load several big rocks onto the bed of the pick up truck with his farm tractor, and a burly neighbour helped me roll them off of the truck down planks, positioning them around the perimeter. People still took the curve too fast, but woe befell them as they totalled the front end of their cars upon encountering my fortress!!!

Sent from my STV100-3 using Tapatalk
 

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Oh, this is maddening ! You sure are out of luck ! I hope you don’t have an increase of insurance fees because of it. Here it would probably not worth it to claim, as they raise your fees so much you end up paying for it anyways...
 

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We have separate policies with the same insurer so hopefully they won't connect the dots. I had no choice about reporting since in the long run it cost $16K to repair my vehicle. If I had pocket change like that lying around I'd be retired and I would buy a new car whenever I felt like it. Not my world...So far nothing has changed in my rate, no sign they will change, but we will know for sure when the policy comes up to renew.
 

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Just a word of caution about thinking things will be easier because both vehicles are insured by the same company. My experience ended up being such a long drawn out affair, that should the same situation ever happen again... I would be running to hire a lawyer. The accident involved a total of three cars in a row. The last driver was texting and hit the two of us who were stopped at a red light. We all had the same insurance. Unfortunately, I had a tooth that sheared off and had to have an implant. It took two years to get my expenses back. Ugh. So, be aware that your insurance company may not be as concerned about your best interests, as you would think.
 

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Just a word of caution about thinking things will be easier because both vehicles are insured by the same company. My experience ended up being such a long drawn out affair, that should the same situation ever happen again... I would be running to hire a lawyer. The accident involved a total of three cars in a row. The last driver was texting and hit the two of us who were stopped at a red light. We all had the same insurance. Unfortunately, I had a tooth that sheared off and had to have an implant. It took two years to get my expenses back. Ugh. So, be aware that your insurance company may not be as concerned about your best interests, as you would think.
Horrible experience for you! Hope all is well with you and no long term effects

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Charmed I am not sure of your point. My vehicle is already repaired and my insurance company was very helpful and paid all but $500 of the repair bill (my deductible, which I did not expect reimbursement for since the car that hit mine left the scene). We do have information on the other driver for BF's accident.


I am sorry you had a bad experience with your insurer.
 

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Unreal.

I'm wondering about the layout of the land and from which direction these two cars came. Here are questions to research.

Is your house at/near a corner, or in the middle of your block?

Is there poor visibility of the driveway from the street, particularly at night?

Were the drivers on the same side of your street where they would have driven past your driveway had they not lost control?

Or were they driving on the opposite side of your street, crossing over into the (marked or unmarked) lane and veered into your cars?

Is there anywhere in the above where a reflective tape or lights like the ones on a bicycle can be placed within 50 to 100 feet of your driveway, such as on a tree, the curb, or a fire hydrant?

Your insurance company or a traffic specialist in your city might have solutions, along with google. Some jurisdictions will add a speed bump; others find them a hindrance for rescue and fire vehicles, but that department may have some ideas too.
 

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OMG,you have GOT to be kidding! What are the odds (and every other cliche there is!)

I have no suggestions,but I guess you have lived in the same location for some time with no previous incidents..at least neither of you or the animals were hurt.

UN believeable,were it not true life.
 

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Discussion Starter #18
Unreal.

I'm wondering about the layout of the land and from which direction these two cars came. Here are questions to research.

Is your house at/near a corner, or in the middle of your block?

Is there poor visibility of the driveway from the street, particularly at night?

Were the drivers on the same side of your street where they would have driven past your driveway had they not lost control?

Or were they driving on the opposite side of your street, crossing over into the (marked or unmarked) lane and veered into your cars?

Is there anywhere in the above where a reflective tape or lights like the ones on a bicycle can be placed within 50 to 100 feet of your driveway, such as on a tree, the curb, or a fire hydrant?

Your insurance company or a traffic specialist in your city might have solutions, along with google. Some jurisdictions will add a speed bump; others find them a hindrance for rescue and fire vehicles, but that department may have some ideas too.

THEY WERE INTOXICATED (at least we know the one who hit BF's vehicle was and was arrested on the spot).

Martha we have lived here for eleven years and these are the only two problems. Strange timing for sure.
 

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Discussion Starter #20
Oh okay, it is me and BF with the same insurance. I don't know who the other guy's insurance is. Our insurance company has done well for us. Think lady in the white uniform.
 
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