I was pretty committed to HP from it getting the top rating everywhere. But it seems people here prefer Pet Plan.
Reasons ?
Thanks
Reasons ?
Thanks
homemadehitshow
Joined
·
2,399 Posts
Pre-existing health problems are not covered by Pet Plan. That is why most people get insurance for puppies. They will request your vets medical records for 2 years the first time you submit a claim.
If the dog is adopted as an adult and you have no previous medical records, I do not know.how they would determine if something is pre-existing.
Tiny Poodles can correct me if I am wrong.
If the dog is adopted as an adult and you have no previous medical records, I do not know.how they would determine if something is pre-existing.
Tiny Poodles can correct me if I am wrong.
Joined
·
2,399 Posts
Most young dogs won't have a lot of expensive medical issues. Someone at my vets had insurance for years and never needed to submit a claim. So they cancelled. Sure enough. His dog had a major medical problem right after that. So we might go years thinking maybe we are wasting our money. So I think we should just consider the premiums another cost of ownership, like grooming.
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