It seems that the warranty is for replacement not reimbursement - which I believe is legal (please forgive me it has been forever since I took contracts), and the warranties of merchantability and fitness were expressly disclaimed.
It doesn't seem like any kind of health guarantee is really given at all.
I'm hoping someone else sees something I missed (again I am totally rusty with contracts). Still, I would contact your credit company and give it a go.
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